Using powerful, data-driven analytics & strategies to improve performance for global financial institutions in Consumer Banking, Credit Cards & Payments
A revenue enhancement and profitability analytics reporting platform for financial institutions.
We turn over every stone to find revenue you should be generating from your existing portfolios.
Throughout all banking business functions, opportunities to boost your bottom line exist in obscure places. Our experienced analysts look in the “hard-to-find” places, evaluating fee methods, product construct, systems and service structures to find earnings leakage and provide alternative solutions to turn any gaps into market-leading revenue generators.
Through collaboration with clients, PROFIT INSIGHT recommends low risk, locally compliant earnings enhancement solutions that deliver substantial financial lift to our clients.
There is a direct correlation between the overall health of a financial institution and the health of its deposit business. Through our analytical approach, we ensure your financial institution is capturing all possible deposit income based on the existing product/fee structures, approaches and supporting processes.
We evaluate new and alternative approaches to improve your organization’s earnings based on market characteristics, competitive landscapes, and company objectives. All pricing and billing parameters are analyzed; assessment methodologies, rules and policies are dissected; and performance and cost drivers are benchmarked against peer and industry standards.
Earnings optimization and enhancement helps identify untapped opportunities to boost your bottom line.
Not only will we help uncover revenue leakage and positively impact areas facing challenges, we will help quantify new performance opportunities across the entire customer life cycle, beginning with acquisition.
Revenue leakage in payment card portfolios is common given the complexity of product offers, loyalty programs and pricing structures. Maintaining and improving the profitability of payment card products has never been more challenging. We will help:
Processes can become deeply embedded into an organization without fully understanding their relation to key objectives. Many processes can create friction points which impact a customer's product satisfaction. We streamline operations and make sure all parts of your processes contribute to your key objectives and increase perceived customer value. In doing this, you will:
There is a direct correlation between the overall health of a financial institution and the health of its deposit business. Through our analytical approach, we ensure your financial institution is capturing all possible deposit income based on the existing product/fee structures, approaches and supporting processes.
We evaluate new and alternative approaches to improve your organization’s earnings based on market characteristics, competitive landscapes, and company objectives. All pricing and billing parameters are analyzed; assessment methodologies, rules and policies are dissected; and performance and cost drivers are benchmarked against peer and industry standards.
Earnings optimization and enhancement helps identify untapped opportunities to boost your bottom line.
Not only will we help uncover revenue leakage and positively impact areas facing challenges, we will help quantify new performance opportunities across the entire customer life cycle, beginning with acquisition.
Revenue leakage in payment card portfolios is common given the complexity of product offers, loyalty programs and pricing structures. Maintaining and improving the profitability of payment card products has never been more challenging. We will help:
Processes can become deeply embedded into an organization without fully understanding their relation to key objectives. Many processes can create friction points which impact a customer's product satisfaction. We streamline operations and make sure all parts of your processes contribute to your key objectives and increase perceived customer value. In doing this, you will:
Revenue leakage in your business can lead to weakened financial performance. Through earnings optimization, we find leakage opportunities in your business activities and take action to correct with the goal of reducing costs and maximizing your financial growth.
When it comes to driving future performance and strategic planning for your business, observing and analyzing your data will drive the most successful, consistent results. We work with our clients’ transaction level data to identify and develop customized strategies and market-leading tactical solutions to deliver measurable improvements to the bottom line.
By delivering exceptional customer experiences and streamlining processing and operations, you are able to run the business more proficiently and efficiently. We take a holistic view of operating components, platform capabilities, customer touchpoints and downstream processes to identify tactical improvements, which produce direct savings and ensure investment is maximized.
We will discuss your portfolios and business challenges to identify areas where we can help.
We create a customized set of tactical solutions to help you enhance earnings, and we work alongside your team to ensure a successful implementation.
We continue to proactively monitor your portfolios’ performance and bring new ideas to help you thrive. We become a trusted partner invested in your long-term success.
"National Bank in South Africa increases revenues while facing new regulations because PROFIT INSIGHT delivered strategies worth a collective annual benefit of ZAR180 million."
"PROFIT INSIGHT helped this top 10 North American bank mortgage lender identify over $20 million of annual benefit value in an intense and aggressive competitive market."